Monday, March 07, 2005

Stupid Thing #472
Maybe it's because I was in denial or something, but for whatever reason, I am just now realizing that both of my major credit cards charge humongous fees when I make a payment even a day late. How I could have gone without knowing this for so long is beyond me, although it does at least explain why I've been having such a hard time paying off my credit-card debt.

I swear, I must be the stupidest person who ever lived. Don't believe me? See above.

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